- Certified Divorce Financial Analyst
- Certified Financial Divorce Specialist
- Accredited Financial Counselor
- Approved by Tennessee courts to testify as a Divorce Financial Planning expert witness
- Advanced training to act as a Financial Neutral in Collaborative Law Divorces
- Served as Financial Neutral representing both spouses in first Middle Tennessee Collaborative Law Divorce case
- Certified Real Estate Divorce Specialist
- Rule 31 Listed Family Mediator, Specially Trained In Domestic Violence Issues
- Certified Financial Education Instructor
- Instructor: “Get A Financially Smart Divorce,” Nashville Bar Association and evening classes at University School of Nashville
- Included in the Cambridge “Who’s Who Registry Among Executive and Professional Women” and “Who’s Who In North American Law and Litigation”
- Selected as a woman of outstanding leadership in consulting by The International Women's Leadership Association
Founder and President
Divorce Institute of Tennessee
Founding Member and Treasurer
Middle Tennessee Collaborative Alliance
Association of Divorce Financial Planners
Institute for Divorce Financial Analysts
Financial Divorce Association, Inc.
Tennessee Association of Professional Mediators
Nashville Conflict Resolution Center
International Association of Collaborative Professionals
Nashville Bar Association
We work with your attorney
on your behalf.
We explain the financial
issues so you make
Does your financial plan
provide sufficient funding
so you are on-track
today AND tomorrow?
Rutgers University (1986)
B.S. Cum Laude Economics major
Marketing minor with emphasis in Finance
Vanderbilt University (1994)
Owen Graduate School of Management
Flournoy A. Coles, Jr. Prize
For academic excellence
A Letter From Our Founder
Dear Potential Client,
When I was going through the divorce process, I was frustrated that there was no one available to help me with the financial aspects of my divorce. My attorney was helpful but this was not her area of expertise. My accountant was helpful but he was familiar with preparing my tax return, not evaluating potential settlements. My brother was super smart, but he had not been divorced. While he could sympathize with me he could not relate to my situation or give budgeting or financial advice. I kept thinking “Why isn’t there someone to help me with this financial mess?”
My 25+ years of financial and business management experience allowed me to approach my divorce differently than most. I saw my settlement as a product that my divorce attorney and I were presenting to my husband and his attorney. I needed to give them enough of the “right” information so they would understand and accept my settlement proposal. The reports I created contained my monthly budget information, analysis of our retirement funds and projected net worth for myself and my husband. These reports substantiated the basis for my requests. Ultimately, I got the settlement package that I requested and deserved.
More good news is that because the data was so conclusive, arguing was minimal. Both my husband and his divorce attorney could easily understand the reports and follow the calculations. When we did have areas of disagreement, the reports and graphs allowed me to educate without hostility. I wanted to defuse arguments with my husband as much as possible. We have two children together and it was important to me to have a decent working relationship for the many years ahead.
I started Arons &Associates Divorce Planning because I saw a need for our services. We provide the “missing link” in divorce cases. I see this company as an opportunity for me to put my hard-earned experience to compassionate use and help others through one of the most difficult times in their lives.
We plan for our wedding very well, and at that point we have few assets. After 10 or 20 years of marriage, we have accumulated some assets, so we need to plan for divorce equally well. Yes, marriage is a wonderful celebration. Divorce is not. However, if divorce occurs, the financial issues must be dealt with if we want to plan intelligently for our future.
Unless one is a parent, the demands of parenting can’t really be understood. Unless you have experienced divorce, you can’t really understand the emotional rollercoaster, or relate to being overwhelmed with nonstop requests for financial information and paperwork. I understand what you are going through. Arons &Associates wants to help you get the settlement package that you want and deserve. Don’t just get a TN divorce, get a financially smart TN divorce.
“Humor can help us get through life’s most difficult times”
Sandy Arons, President — Arons &Associates Divorce Planning
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